:root{--terms-ink:#0a1f5c;--terms-ink-soft:rgba(10,31,92,.72);--terms-cream:#fff8e7;--terms-paper:#faf4de;--terms-yellow:#fdc60b;--terms-line:rgba(10,31,92,.14)}.terms-page{background:linear-gradient(180deg,var(--terms-cream),var(--terms-paper));min-height:100vh;color:var(--terms-ink);font-family:var(--font-primary,"Montserrat",system-ui,sans-serif);padding:0 1.4rem 5rem}.terms-header{max-width:920px;margin:0 auto;display:flex;justify-content:space-between;align-items:center;padding:1.6rem 0 2.4rem;border-bottom:1px solid var(--terms-line)}.terms-header .brand img{height:36px;display:block}.terms-header .back-link{font-size:.92rem;color:var(--terms-ink-soft);text-decoration:none;font-weight:500}.terms-header .back-link:hover{color:var(--terms-ink)}.terms-wrap{max-width:760px;margin:2.4rem auto 0;background:#fff;border:1px solid var(--terms-line);border-radius:18px;padding:2.8rem 2.4rem;box-shadow:0 30px 60px -36px rgba(10,31,92,.18)}.terms-wrap h1{font-size:clamp(1.8rem,3.4vw,2.4rem);font-weight:700;letter-spacing:-.015em;margin-bottom:.6rem;color:var(--terms-ink)}.terms-wrap .lead{font-size:.95rem;color:var(--terms-ink-soft);margin-bottom:2rem;line-height:1.6}.terms-wrap h2{font-size:1.3rem;font-weight:700;margin-top:2.4rem;margin-bottom:.8rem;color:var(--terms-ink);letter-spacing:-.01em}.terms-wrap h3{font-size:1.02rem;font-weight:600;margin-top:1.4rem;margin-bottom:.4rem;color:var(--terms-ink)}.terms-wrap p{font-size:.96rem;line-height:1.65;color:var(--terms-ink-soft);margin-bottom:.85rem}.terms-wrap p strong{color:var(--terms-ink);font-weight:600}.terms-wrap ul{list-style:none;padding:0;margin:0 0 .9rem}.terms-wrap ul li{position:relative;padding-left:1.2rem;margin-bottom:.35rem;font-size:.95rem;line-height:1.55;color:var(--terms-ink-soft)}.terms-wrap ul li:before{content:"·";position:absolute;left:.4rem;top:-.1rem;color:var(--terms-yellow);font-weight:700;font-size:1.4rem;line-height:1}.terms-wrap a{color:var(--terms-ink);font-weight:600;text-decoration:underline;text-decoration-thickness:1.5px;text-underline-offset:3px}.terms-tip{background:rgba(253,198,11,.12);border-left:3px solid var(--terms-yellow);padding:.9rem 1.1rem;border-radius:6px;margin:1rem 0 1.2rem;font-size:.92rem!important}.terms-note{background:rgba(10,31,92,.05);border-radius:8px;padding:.9rem 1.1rem;font-size:.88rem!important;font-style:italic}.terms-footer-cta{margin-top:3rem;padding-top:1.8rem;border-top:1px solid var(--terms-line);display:flex;justify-content:center}.btn-back-cot{display:inline-flex;align-items:center;background:var(--terms-yellow);color:var(--terms-ink);padding:.85rem 1.5rem;border-radius:100px;text-decoration:none;font-weight:600;font-size:.95rem;box-shadow:0 14px 30px -10px rgba(253,198,11,.5);transition:transform .25s ease}.btn-back-cot:hover{transform:translateY(-2px)}@media (max-width:720px){.terms-wrap{padding:2rem 1.5rem}.terms-header{flex-direction:column;gap:.8rem;align-items:flex-start}}